Posted on July 15th, 2008 by Warranty Direct
Wear and tear protection is the highest level of coverage one can purchase. Warranty Direct provides coverage for parts that break as well as those that wear out. As many as 30% of all claims filed are wear and tear related. It is a much broader level of coverage than the mechanical breakdown only plans offered elsewhere.
Most extended warranties define “mechanical breakdown” as a defect in parts and workmanship as supplied by the manufacturer, or a defect that makes the part unable to perform the function for which it was designed. Often, they will state that the gradual reduction in operating performance (wear-and-tear) is not covered. Service contracts that exclude wear and tear will not cover repairs needed because a part’s performance has gradually deteriorated because of normal wear and tear, unless a mechanical breakdown has occurred.
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Filed under: Extended Car Warranty Coverage
Posted on April 29th, 2008 by Warranty Direct
The Coverage…
There are many different levels of coverage available.
Exclusionary Warranties – These are the highest level of coverage one can obtain and are often referred to as bumper-to-bumper warranties. Like a new car warranty, they will cover ALL parts of your vehicle except a small list of exclusions. The exclusions are typically for routine maintenance (oil changes, tune-ups), cosmetic items (seat fabric, carpeting, body molding), and consumable items (battery, brake pads, wiper blades). Read the exclusions carefully as they can differ widely among warranty contracts. Some companies will exclude commonly repaired items like stereo systems, oxygen sensors and more.
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Filed under: Extended Car Warranty Coverage, Researching Auto Warranties
Posted on April 25th, 2008 by Warranty Direct
The Extended Warranty Contract…
There are as many variations in warranty contracts as there are models of cars. If you know where to look, comparing them is quite easy. Never take the marketing hype on a web site or the explanation of a salesperson as to exact coverage details. Read the contract – the devil is in the details.
Definitions…
Each car warranty contract will have a section called “Definitions”. The terms defined here are used throughout the contract. Knowing what they mean and what to look for will allow you to judge the level of coverage offered.
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Filed under: Extended Car Warranty Coverage, Researching Auto Warranties
