Posted on June 27th, 2009 by Warranty Direct
Used to be, buying a convertible meant that you were buying a second car that could only be used for driving on days where it wasn’t going to rain; most of the time, the convertible would be sitting in the garage, because it might have to sit out in a parking lot.
Convertibles still have security issues – parking them with the top down is an invitation to have problems in a lot of urban areas. But advances in engineering have made them much more practical all weather cars than they used to be in the past. Read more...
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Filed under: Best - Worst Cars, Buying a Car
Posted on June 22nd, 2009 by Warranty Direct
Keeping Up With Payments in A Down Economy
Every three to four years, the big automakers have to come up with something to drag consumers into the showrooms to buy the biggest and best cars out there; their bottom lines are built on the average tenure of car ownership being about four to five years. This is why they give five year, 50,000 mile warranties and more. It also explains cash rebates, 0% interest sales and more.
With the current down economy, the newest wrinkle on this is the Payment Protection Program. In a nutshell, if you meet all the terms and conditions, if you lose your job, the company will take over paying your car payment for a specified period of time. From their perspective, missing X number of months of car payments if you lose your job is roughly the same as giving you a discount…and if you keep your job, the discount doesn’t even come up at all. Read more...
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Filed under: Buying a Car
Posted on April 21st, 2009 by Warranty Direct
In every state in the US, it is a law to have the vehicle you drive covered by some type of insurance. Further, if you finance your car, your finance company may require you to obtain full coverage on your car as long as they are the lien holder.
Many people think they can skip needed insurance coverage to save a buck, especially in these days of a tight economy.
Dropping your car insurance to save money is never a good idea. Why? You may think you are saving some bucks but if you do get into an accident, there are things that will happen that you will have to deal with that may cost you more than if you kept your insurance coverage. Read more...
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Filed under: Safety
Posted on April 17th, 2009 by Warranty Direct
Almost everyone knows someone who has been a victim of car theft. Perhaps you have been a victim yourself.
Having your car stolen can be devastating, especially if you have personal belongings inside the vehicle that are hard to replace, like a purse or wallet, car seat, or special sound system.
If your car does get stolen and can’t be found, your insurance company will only give you the book value price of your vehicle based on Kelly Blue Book or another similar company that values cars based on year, model, and mileage. Often the money you might get from your insurance company isn’t enough to replace your vehicle.
There are, however, great tips to keep you car from getting stolen. Read more...
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Filed under: Wear and Tear
